So I’m going to be more committed to writing this year.. Step one on debt snowball My loan payment was $108 auto pay on the 20th. I manually made that payment to my last credit card I have now makes it less than $1000.00 With any luck I will have it paid off in early summer. Of course unless I find extra cash. All extra cash must go to this credit card. I’m still on target with watching my spending and not eating out. Once you get on a roll it’s very motivating to keep chugging along. I’m still BROKE but with a purpose. Here’s to a Debt free 2014! 38 days until Jamaica!