Monthly Archives: January 2013


I wanted to write every month to keep me on track and I have slacked at this.  I think in turn this caused me to slack from my main goal getting out of debt.  I will work harder at this and have made some adjustments.  I have now added to my phone a money tracker.  I input each dollar I spend to account for my hard earned pennies are going.  This has in turn helped get budget and frugal on the forefront of my brain.  I will continue to strive to get myself out of debt.