It’s been FIVE years! Where am I today??? Well after reading the handful of entry blogs I had I’d thought it would be fun to update my life…. Wow so much has changed. Yet I honestly feel like I’m repeating a lot of things..
Yesterday I started reflecting about the year 2020 and how big of year this will be. My daughter is no longer little and will be graduating this year! She is now driving my “more gently used” Honda that now has 195,000 miles on it. I upgraded to a gently used 2009 Toyota Camry that I purchased with 12,000 miles on it but was fully loaded, I paid CASH it now has 65,000 miles on it.
I no longer own my house in Nebraska, but rather Kansas City.. as of four years I ago I transferred down to Kansas City.
So this is where my journey has taken me in a short overview…
Niece no longer lives with me. That didn’t work out. Sad but some things are just better left as they are.
Sold my house in Nebraska, although I didn’t make a huge profit on it I did invest the money I made so that’s good.
I lived in an apartment for the last few years looking for a place to purchase…. In July I purchased a home similar to the one I owned in Nebraska (hence the reason I feel like some things are repeating) I’m paying the same amount in mortgage as I was rent so I feel like it’s a win/win.
I’ve had 3 jobs along the way and my income has increased, decreased, and now increased again.
I’m super proud to say that entering into 2020 I am consumer debt free! I’ve never made a habit to get back into using credit cards. I have had a fluctuating amount of medical here and there along the way.
And while I wrote years ago that I’d never finance a washer and dryer I laughed because I just paid off my other new washer and dryer… (I left the other one with house)
I did start a 529 plan for my daughter that doesn’t have a crazy high balance in it but it’s something to start her off in college.
I do have a start to retirement savings, and I actually have a positive balance in both my Savings and checking!
Things have been going well overall. I’ve decided that while things are going well I’d like to get a bit more financially fit.
This year I’ve signed up for a reverse savings challenge and when I crush this goal I will save $6890.00 this year. This will come in handy as in June of 2021 I will be traveling to Germany to see my hosted exchange student graduate! Oh yes in 2018-2019 I hosted an exchange student, she will be visiting me this summer and next summer I will travel to Germany to visit her. I plan to take about 3 weeks off so I have to stack some cash.
I’m about $1,000.00 savings away from having a fully funded emergency fund (3 months living expenses) And then it’s on to save for a few things. Since before when I was checking in to blog it did help hold me accountable so I plan to restart my journey with writing monthly.
Things that I have on my radar… (Or the repeating of things…)
A new patio door will need to be purchased for this house as it’s inefficient and leaking air like crazy.. A new roof will need to be on tap although I’m not sure yet if I will stay in this house long enough to justify this It’s on my long term list .. I’m also a bit concerned about the Heating/AC unit so this may be on target with the new (1956) home I own now. The only other “want” I have is to update my bathroom by putting ship lap, new lighting, and new flooring. The total bathroom is probably 150 sq ft of my house so this should relatively inexpensive.
That’s where I’m at in a nutshell. I will be checking back in during 2020 so I can keep track of my progress!